Terms & Conditions

This website is for informational purposes only.

If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our Privacy Policy, govern our relationship with you in relation to this website.

NICB provides its member companies the capability to download the training and job aids contained on this site. Downloaded material must not be distributed or used outside the member company. If you download materials from this site, you are agreeing to this condition.

Although NICB has tried to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical or editorial inaccuracies or typographical errors. No responsibility is taken for such errors.

NICB controls and maintains this site from the United States and makes no representation that materials are appropriate or available for use in any other location. If you use this site, from whatever location, you are responsible for compliance with applicable laws.

Your use of this website and any dispute arising out of it is subject to the laws of Illinois, in the United States, and any disputes will be handled in a forum located in Chicago, Illinois, applying Illinois law.

You must not use, access, or allow others to access this site or the information on it in any way which is in breach of law or contrary to public policy or to the detriment of NICB or any third party, whether by hindering the use of others, endangering the functioning of this site, affecting the information provided on or via this site or the underlying software or otherwise howsoever. By way of example only and without limitation you must not:

  1. Introduce or circulate content or propaganda of a racist, xenophobic or pornographic nature, statements in support of terrorism or those which attack human rights.

  2. Introduce or circulate data programs (viruses and harmful software) likely to damage the computer systems belonging to Advanced Equities, its suppliers or third parties using the Internet.

  3. Circulate, transmit or make available any type of information, fact or content which attacks the fundamental rights and public liberties acknowledged by law or international treaties.

  4. Circulate, transmit or make available any type of information, fact or content which constitutes illegal or misleading publicity.

  5. Send out unsolicited or unauthorized advertising, publicity material, 'junk mail', 'chain letters', 'pyramid structures', or any other form of canvassing.

  6. Introduce or circulate any false, ambiguous or inaccurate information or content, likely to cause those who receive the information to make mistakes.

  7. Impersonate other users by using their registration codes for the various types of content and/or information of the web pages.

  8. Circulate, transmit or make available to any type of information, fact or content which involves an infringement of rights of intellectual and industrial property, patents, trademarks or copyright associated with the owners of the web page or third parties.

  9. Circulate, transmit or make available access to anyone other then the intended recipient.

  10. Circulate, transmit or make available any type of information, fact or content which involves any breach of confidentiality or breach of requirements relating to notification and legislation associated with information of a personal nature.

Intellectual Property

NICB retains all rights (including copyrights, trademarks, patents as well as any other right of intellectual property) in relation to all information contained in the NICB site (including all texts, graphics and logos). You do not receive any license in relation to such information except for the limited purpose of online accessing and viewing of the sites and downloading and printing one copy for your own personal use. You may not copy, download, republish, distribute or reproduce any of the information contained on the NICB site in any form without the prior written consent of NICB or the appropriate consent of the relevant owner of any third party materials.

Links to this NICB access site are not permitted without the prior written consent of NICB.

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Security Risks

By transmitting information through this website, you accept the risk that the information you transmit to NICB and any information that NICB transmits to you, may be intercepted and modified by a third party.

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Exclusion of liability

To the maximum extent permitted by applicable law and regulatory requirements NICB disclaims any liability for information contained on, use of and access to this site, and for any failed access, unavailability, or lack of continuity of the website and information on it. Neither NICB nor any of its affiliates and subsidiaries, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, whether in respect of negligence or otherwise including but not limited to financial loss and lost profits (even if NICB is advised of the possibility) arising in any way from the information contained or transmitted via the NICB site or access to or use of the NICB site or loss or interception of data or the functioning or non-functioning of the NICB site. NICB is not liable for any damages or losses that may be caused to any equipment and other software or otherwise due to any viruses, infection, worms, Trojan horses, defects or malfunctions in connection with access or use of the NICB site or to the misuse or hacking of this site. You are responsible for virus checking and other protective steps. The exclusion of liability is also made for the benefit of directors, employees and affiliated persons of NICB and its associated and subsidiaries.

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If there is a discrepancy or difference in interpretation between various language versions of these Conditions, the English language version shall prevail.

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Further provisions

These Conditions do not prejudice any of the specific conditions that may be applicable to products and services by NICB or to particular parts or pages of the NICB site.

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